A bad credit rating can be gut-wrenching and humiliating ... we have options!
"Life is what happens when you're busy making other plans." ...and sometimes things get out of control. We see all kinds of credit ratings every day and we have the strategies to help improve and even heal, damaged credit. You may be surprised to know that you can still obtain a mortgage. Whether you've had a bankruptcy or your credit is only slightly bruised, you can still obtain financing. No worries, we'll handle all the details.
As mortgage professionals, we have access to non-traditional lenders who offer financing solutions to individuals who have some credit challenges that cannot be addressed by the major financial institutions. Together we can quickly assess your situation and decide on the best way to move forward. The worst you can do is do nothing.
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We loved working with Andrew! He was personable and knowledgeable as well as flexible and easy to reach. He was also super patient with all of our questions. I loved having Andrew 'on our team' as I really felt like he was working with us and went to bat for us when needed. Buying a house is a stressful life event but with Andrew it was almost easy. Our situation was a little out of the box, but Andrew was never worried and always had solutions. I strongly recommend Andrew!
Excellent customer-focused service with quality advice and insight. Absolutely excellent experience. Highly recommend Andrew to anyone looking to get a new mortgage or renew their existing one. Highly knowledgeable and in tune with Market trends and skilled at understanding his current and future client's needs.
Andrew is an absolute professional. He presented creative options for my mortgage renewal, and always had my best interest in mind. I felt secure knowing Andrew was taking care of my mortgage needs. Excellent service, very responsive, and a pleasure to deal with.
Andrew is very knowledgeable and provided the best service. He answered all our questions and provided excellent advice and provided different options and products. He was quick to respond to all our questions and followed up during the process and after everything was done. We have recommended Andrew to our friends and family as his service is second to none. Thank you Andrew for the great customer service and the knowledge you bring to answer my never ending questions. Piero
Thank you so much for all your care, attention to details and hard work. The pre approval process really help make our first time home purchase a breeze!
First Time Home Buyer - Mike Brown
Andrew was our mortgage broker for the purchase of our first new home. Now that we’re a few months in and have started to settle into our new home, I can easily say that working with Andrew was one of the best decisions we made. Throughout the entire process Andrew was extremely knowledgeable, very prompt in answering all of our questions and made us feel as though he truly had our best interest at heart. As first-time homebuyers, Andrew walked us through every step to make sure we were comfortable and fully understood the process. Without any hesitation, I would definitely recommend Andrew’s services to anyone looking for a mortgage broker.
Andrew has been great to deal with. He is very thorough, knowledgeable, and always takes the time to explain the options at hand. We have been with Andrew for several years now and can trust that our financials are in good hands.
I appreciate the attention to my families unique financial needs. His professionalism and open availability make it easy to successfully plan for the future. His advise is easy to understand and always factors in current events and economic influencers.
Working with Andrew is always a pleasure! After numerous successful dealings with him, I couldn't imagine bringing my business anywhere else. Thank you for all of your efforts and for making everything so easy on my end.
Our family has trusted Andrew to lead us through this, often times confusing, world of finance. We are a young couple with young kids, and I am not one to trust anything I don't fully understand, or take big financial risks. Andrew has been wonderful, taking his time to guide us through (and sometimes re-review several times to ensure our comfort) every branch of investing, saving for our childrens future and our eventual retirement. He has gone above and beyond to lead us through financial hardships and get us to the other side, and has earned our complete trust with our family's financial future. Couldn't recommend him more, especially for someone looking for a patient guide to help you make the best financial choices for your future
Andrew is very personable, knowledgeable, provides sound advice and has simply done a wonderful job for various members of our family.
Excellent client care, very focused on long term quality of relationship and result. Provides simple explanations on the strategy designed to help his clients achieve their desired goals.
Edith and Peter Savoia
Working with Andrew was a very positive experience. He was always available to answer my many questions and he found the best mortgage solution to meet my needs. I truly appreciate the time he spent evaluating my current mortgage needs while also keeping in mind my future plans. I would recommend Andrew in an instant! Thank you, Andrew!
Andrew was extremely helpful in helping us secure financing at a competitive rate. He was easily reachable and always available to help answer our questions. Comes highly recommended! Prosperity Financial Services (owner) Hi Alex, thank you for the great review! It was a pleasure helping friends save money! Best regards, Andrew
Andrew made it happen! With his help I am now a home owner! He was real and honest with me the whole way through the mortgage process. My situation was complicated and unique and didn't phase Andrew a single bit! He was also exceptionally responsive in my moments of 'OMG IS THIS GOING TO WORK??' I would recommend him to anyone who needs the services he provides! Prosperity Financial Services (owner) Hi Kathy, there's nothing more satisfying than playing a small part in helping people with their dreams and goals. It's exciting to watch you build your dreams and meet your goals. Sincerely, Andrew
We were referred to Andrew for his unparalleled professionalism, hard work and ethics and for his care for his clients. I did not know him before and I have to admit that I was sceptical as I did not have the best experience from mortgage brokers that I had used in the past. However, Andrew proved himself and beyond. He advocated our case with the lenders and he succeeded in increasing our lending amount with a very favourable rate and conditions so that we could secure our desired home. He was always very prompt to follow up and he ensured that our concerns were addressed. He advocated for us and represented us in the best way possible. I would certainly recommend his services and use him again when the time comes. On behalf of our family thank you Andrew